top of page
FREQUENTLY ASKED QUESTIONS
Everyone's credit situation is different but usually you can realistically expect to see some impressive results in 60 to 90 days. Just keep in mind that our program is designed to deliver WON'T FAIL RESULTS within a minimum of six months and up to a maximum of one year.And if for some reason we fail, we'll give you YOUR MONEY BACK!
We will meet with you in-person for a credit restoration consultation ONLY if... (a) You've already went online to our website and purchased a credit restoration service plan ready. ...Or... (b) You live in the Southeastern Michigan area and are willing to meet with us at location which we can BOTH agree on. WE DO NOT ACCEPT CASH PAYMENTS ALL TRANSACTIONS ARE DONE WITH DEBIT OR CREDIT PAYMENT PROCESSING! All transactions must be done with a debit card or a credit card.
Yes — absolutely. If you have no credit history, CREDITSTARSUSA specializes in helping you build your very first credit score quickly and safely.We use a simple, structured system called the Starter Credit Plan, designed specifically for people starting from zero. It shows you exactly what to open, in what order, and how to build a strong credit foundation without wasting money or making beginner mistakes.Most clients begin generating their first credit scores in 30–45 days, even if they’ve never had a single tradeline before.You don’t need a co‑signer. You don’t need existing credit. You don’t need to figure it out alone.We guide you step‑by‑step through the entire process so you can start your credit journey the right way — confidently, safely, and with a clear plan.If you’re starting from scratch, we can absolutely help you.
It all depends on how much debt you have... Generally, if you find yourself having MORE debt than you actually earn... And if you are facing repossession, wage garnishment, eviction or foreclosure due to lack of income to meet all your payment obligations... then your BEST BET is to seek a bankruptcy. If you in a situation where you have less-than-perfect credit, your credit scores are really BAD, you have NO CREDIT at all OR you have FAIR CREDIT and just need a little help raising your credit score to qualify for a new car or a mortgage... THEN OUR CREDIT RESTORATION IS RIGHT FOR YOU!
Yes — absolutely. Even if you’re already making payments to a debt collector, CREDITSTARSUSA can still help you. Every situation is different, and we look at the status, age, and type of the debt to determine the smartest and safest way to move forward.Making payments does NOT automatically stop us from helping you — it simply means we’ll take a more customized approach. Some accounts may still be eligible for dispute‑based challenges, while others may require a different strategy depending on how the collector is reporting the debt.The key is this: You don’t have to figure out what to do next on your own. We review your reports, explain your options clearly, and guide you step‑by‑step so you don’t accidentally hurt your credit or waste money.If you’re already paying a collector, we can still help — we just need to look at your situation first so we can choose the right strategy for YOU.
YES! THIS IS THE PERFECT TIME TO MAKE A FINANCIAL FRESH START!After your bankruptcy is discharged, you most likely will have negative trade-lines still on your credit report. They will report without ANY BALANCE BUT THEY ARE STILL NEGATIVE TRADE-LINES that need to be removed because they'll let future lender know without any uncertainty that you had a bankruptcy... and trust me when we tell you that you DON'T WANT THAT!
CreditStarsUSA.com offers a MONEY BACK GUARANTEE if for any reason that we fail to raise your credit scores from whatever it is NOW to the desired outcome your requested. This guarantee becomes null and void if the members fail to comply with the terms and conditions of the contract agreement he or she signed prior to the start our CreditStarsUSA.com Credit Restoration Services.
CreditStarsUSA.com Credit Restoration services offers our clients the 3-day right of rescission to cancel our services and receiving a FULL REFUND by submitting our cancellation form via email, fax or mail before the end of the 3rd day immediately after signing the agreement or contract for our services.After the 3 day of service members may still cancel this service at anytime however, the member is not entitled to a refund of any kind.
CREDIT RESTORATION
bottom of page